Chapter 7: Money, Banking and Inflation (Set-2)

Inflation refers to

A Fall in general price level
B Rise in general price level over time
C Rise in money supply only
D Fall in purchasing power of goods

Inflation results in a fall in

A National income
B Production
C Value of money
D Employment

Deflation is defined as

A Rise in prices
B Fall in prices due to excess demand
C Persistent fall in general price level
D Rise in money supply

Which of the following best describes creeping inflation?

A Prices rising very rapidly
B Prices rising at slow and steady rate
C Prices falling sharply
D Prices remaining constant

Galloping inflation refers to

A Mild increase in prices
B Moderate inflation
C Very high and accelerating inflation
D Falling prices

Hyperinflation is characterized by

A Low price rise
B Stable prices
C Extremely high and uncontrollable price rise
D Negative inflation

Demand-pull inflation occurs when

A Supply exceeds demand
B Aggregate demand exceeds aggregate supply
C Costs of production rise
D Money supply contracts

Which factor causes demand-pull inflation?

A Rise in wages
B Increase in public expenditure
C Rise in cost of raw materials
D Decrease in productivity

Cost-push inflation is caused by

A Excess demand
B Rise in money supply
C Increase in cost of production
D Increase in exports

Which of the following is a cause of cost-push inflation?

A Increase in income
B Rise in wages
C Increase in savings
D Fall in population

Inflation caused by increase in money supply is known as

A Structural inflation
B Cost inflation
C Monetary inflation
D Secular inflation

Structural inflation arises due to

A Monetary expansion
B Supply bottlenecks in specific sectors
C Increase in exports
D Rise in interest rates

Which type of inflation is associated with war and emergencies?

A Creeping inflation
B Demand-pull inflation
C Galloping inflation
D War-time inflation

Inflation benefits

A Fixed income groups
B Creditors
C Debtors
D Pensioners

Inflation adversely affects

A Businessmen
B Debtors
C Creditors
D Government

During inflation, which group gains?

A Wage earners
B Fixed income earners
C Borrowers
D Pensioners

Inflation leads to redistribution of income in favour of

A Fixed income groups
B Creditors
C Debtors and profit earners
D Pensioners

One harmful effect of inflation is

A Increase in employment
B Rise in output
C Hoarding and speculation
D Reduction in public spending

Inflation discourages saving because

A Interest rates rise
B Purchasing power of money falls
C Income falls
D Employment falls

Which of the following is an effect of inflation on production?

A Always increases production
B Always decreases production
C Creates uncertainty in business decisions
D Eliminates risk

Inflation affects balance of payments by

A Increasing exports
B Making exports expensive
C Increasing foreign investment
D Improving trade balance

Deflation leads to

A Increase in demand
B Increase in employment
C Fall in investment
D Rise in profits

During deflation, the value of money

A Falls
B Rises
C Remains constant
D Becomes zero

Which group gains during deflation?

A Debtors
B Borrowers
C Creditors
D Traders

Deflation often results in

A Economic boom
B Unemployment
C High profits
D Price stability

Inflation can be controlled through

A Fiscal policy
B Monetary policy
C Direct controls
D All of the above

Monetary measures to control inflation include

A Increase in government spending
B Increase in taxes
C Increase in bank rate
D Increase in subsidies

Raising the repo rate helps control inflation by

A Increasing money supply
B Making borrowing costlier
C Increasing consumption
D Increasing investment

Open market sale of securities by RBI leads to

A Increase in liquidity
B Decrease in money supply
C Increase in inflation
D Increase in credit creation

Cash Reserve Ratio (CRR) controls inflation by

A Increasing bank lending
B Increasing money supply
C Reducing banks’ lending capacity
D Increasing deposits

Fiscal measures to control inflation include

A Increasing public expenditure
B Reducing taxes
C Increasing taxes
D Increasing subsidies

Reduction in government expenditure helps control inflation because it

A Increases demand
B Reduces aggregate demand
C Increases supply
D Increases money supply

Which of the following is a direct control method of inflation?

A Bank rate policy
B Credit rationing
C Price control
D Open market operations

Rationing helps control inflation by

A Increasing demand
B Ensuring equitable distribution
C Increasing hoarding
D Reducing supply

Wage-price spiral refers to

A Rise in wages leading to fall in prices
B Rise in prices leading to wage increase and vice-versa
C Stable wages and prices
D Fall in wages and prices

Inflation during economic growth phase is known as

A Secular inflation
B War-time inflation
C Structural inflation
D Repressed inflation

Repressed inflation occurs when

A Prices fall
B Demand exceeds supply but prices are controlled
C Supply exceeds demand
D Money supply contracts

Inflation erodes purchasing power, affecting most adversely

A Businessmen
B Shareholders
C Fixed income groups
D Government

Which of the following reduces inflationary pressure?

A Increase in money supply
B Reduction in production
C Increase in interest rates
D Increase in subsidies

Inflation caused by imported goods becoming expensive is called

A Cost-push inflation
B Imported inflation
C Structural inflation
D Demand-pull inflation

Inflation expectations can

A Reduce inflation
B Have no effect
C Worsen inflation
D Eliminate inflation

Deflation is more dangerous than inflation because it

A Raises prices
B Increases consumption
C Leads to unemployment and depression
D Reduces money value

Which policy is most effective against demand-pull inflation?

A Expansionary fiscal policy
B Contractionary monetary policy
C Increase in subsidies
D Price support policy

Cost-push inflation is difficult to control because

A It arises from demand
B It originates from supply side
C It is temporary
D It reduces costs

Which of the following indicates inflation rate?

A GDP deflator
B CPI
C WPI
D All of the above

CPI mainly measures inflation from perspective of

A Producers
B Wholesalers
C Consumers
D Exporters

Wholesale Price Index (WPI) measures prices at

A Retail level
B Producer level
C Wholesale level
D Consumer level

Inflation targeting in India is responsibility of

A Government of India
B SEBI
C RBI
D World Bank

Moderate inflation is sometimes considered useful because it

A Reduces savings
B Encourages investment
C Reduces employment
D Causes uncertainty

The most appropriate goal of anti-inflationary policy is

A Zero inflation
B Negative inflation
C Price stability
D High inflation